Login
Start Investing

Terms of Service

Effective Date: May 25, 2026

Welcome to Halal Savings. These Terms of Service (“Terms”) govern your use of our website and mobile application, including all features related to investment management, account services, and KYC verification.

By using Halal Savings, you agree to these Terms. If you do not agree, please do not use our services.

1. Overview of Services

Halal Savings provides a digital platform that allows users to:

  • View and manage investment-related information
  • Complete identity verification (KYC)
  • Track investment performance and returns
  • Access account and transaction history
  • Receive service-related notifications

We do not provide financial advice. Users are responsible for their own investment decisions.

2. Eligibility

To use Halal Savings, you must:

  • Be at least 18 years old
  • Provide accurate and complete registration information
  • Complete required identity verification (KYC)
  • Comply with all applicable laws in your country

We reserve the right to refuse or terminate access if eligibility requirements are not met.

3. Account Registration

To access certain features, you must create an account.

You agree to:

  • Provide accurate personal information
  • Keep your login credentials secure
  • Be responsible for all activity under your account

We are not responsible for unauthorized access caused by user negligence.

4. KYC and Identity Verification

As part of compliance and security, users may be required to submit:

  • Full name
  • Phone number
  • Address
  • National ID or passport
  • Selfie or verification image

This information is used to:

  • Verify identity
  • Prevent fraud
  • Ensure platform security
  • Meet legal and compliance requirements

Failure to complete KYC may restrict access to services.

5. Investment Risk Disclaimer

All investments involve risk.

By using Halal Savings, you acknowledge that:

  • Returns are not guaranteed
  • Investment value may increase or decrease
  • Past performance does not guarantee future results
  • You are responsible for your own investment decisions

We are not liable for any financial losses.

6. User Responsibilities

You agree not to:

  • Use the platform for illegal activities
  • Provide false or misleading information
  • Attempt unauthorized access to systems
  • Abuse or manipulate platform services
  • Violate any applicable laws or regulations

7. Payments and Transactions

All transactions made through the platform must follow provided instructions.

We may:

  • Monitor transactions for security
  • Delay or reject suspicious activity
  • Require additional verification for compliance

8. Data Collection and Usage

We collect and use user data for:

  • Account creation and management
  • Identity verification (KYC)
  • Investment tracking
  • Fraud prevention and security
  • Service improvement and analytics

For more details, refer to our Privacy Policy.

9. Account Suspension or Termination

We may suspend or terminate your account if:

  • You violate these Terms
  • Fraudulent or suspicious activity is detected
  • Required verification is not completed
  • Legal compliance requires account restriction

You may also request account deletion at any time, subject to legal obligations.

10. Limitation of Liability

To the maximum extent permitted by law:

  • We are not responsible for financial losses
  • We are not liable for indirect or accidental damages
  • We do not guarantee investment returns or profits

Users use the platform at their own risk.

11. Changes to Terms

We may update these Terms from time to time.

Continued use of the app means you accept the updated Terms.

12. Contact Information

If you have any questions about these Terms, you may contact us through our official support channels provided in the app or website.